Additionally, in the event of an employee’s death, workers compensation can cover funeral expenses and can provide benefits to the employee’s family. However, worker’s compensation insurance doesn’t just protect your employees. Having a workers comp policy can protect you and your business from costly lawsuits filed by injured employees. In California, business owners are legally required to provide worker’s compensation to their employees. But you shouldn’t see this as a burden. Not only does offering worker’s compensation coverage show your employees that you care, but having a policy also protects your business’s interests. If you are a business owner, then getting comprehensive workers comp coverage for your company is definitely a win-win investment.