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5 Christmas-Related Mishaps and Crimes Covered by Home Insurance

Although Christmas is a season of joy and celebration, it can also be a time of accidents and crime. However, home insurance can cover you against these threats. Several Christmas-related accidents and crimes, such as damaged decorations and present thefts, may be covered by home insurance.

This blog will give an outline of the kinds of Christmas accidents and cri mes that home insurance covers, as well as advice on how to keep your house safe during the holidays.

Christmas Perils Covered by Home Insurance

Here are the five common mishaps that can occur during Christmas celebrations and are covered by your home insurance.

  1. Theft of presents

    Christmas is a season of giving and receiving, but sadly, it’s also a season when thieves are more active. This holiday season, make sure your gifts are secure by purchasing home insurance. Home insurance covers thefts of presents from your home, outside your home, or even away from your home, such as gifts inside your car.

  2. Christmas tree fires

    Christmas trees are lovely seasonal ornaments, but if not taken care of correctly, they can also pose a safety risk. If you use a live tree, you must water it frequently to keep it from drying up and becoming a fire hazard. Checking the electrical lights decorating the tree and the house and keeping candles away from flammable objects can avert fire-related risks. You won’t need to worry about the costs of any damage brought on by a Christmas tree fire because home insurance can help.

  3. Injuries

    If someone is wounded in your home during the Christmas holidays, it may become a nightmare dealing with liability claims and medical costs. You won’t have to worry about the financial effects of an accident because home insurance can cover medical and legal costs if someone is hurt or injured while on your property.

  4. Slips and falls

    Winter weather can bring icy conditions, making it risky to walk on your walkways. You won’t have to worry about the financial implications if someone trips and falls on your property because home insurance can cover their medical costs.

  5. Vandalism

    Unfortunately, some people may vandalize your property during the holiday season. You won’t have to worry about financial fallout because home insurance can cover any harm or damage done by vandals.

Celebrate Christmas with Home Insurance at CF&P Insurance Brokers!

Christmas is an occasion for celebration, and it shouldn’t be otherwise. Make sure you invest in comprehensive home insurance coverage to guarantee that your Christmas will be one of serenity and joy. For further details, contact our team at CF&P Insurance Brokers today to get the protection you need.

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