Blog Archive


An In-Depth Look at Earthquake Insurance

Earthquakes are a devastating, often unpredictable natural catastrophe. They are capable of causing extreme damage to communities, however earthquake insurance can help cover you and prevent you from suffering a total loss. Here is a thorough overview of earthquake insurance. Earthquakes are generally not covered under traditional home insurance policies. Depending on the state that you live in, preparing for

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A Guide to Automobile Insurance for California Drivers

Auto insurance helps you pay for any injuries and damage that can happen when you are operating a vehicle. It helps cover medical bills, lost wages, and car repairs. In some cases, auto insurance also covers accidents caused by a motorcycle or bicycle. This automobile insurance guide for California drivers will help you make an informed decision when you purchase

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What You Need to Know About the Different Types of Business Risks

Business risk is the chance or possibility that an organization may experience certain situations or factors that could lead to an unpredictable loss affecting its profitability for a particular period. It can stop you from achieving the set goals you might have for your company. Business risk can occur internally, meaning that it could result from some decisions you’ve made

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A Guide to Manage Employment Risk

Employment risk entails everything that an employee can do, whether intentionally or not, which can cause damage to the employer’s company. So far as it can lead to a prospective loss for the company, it is an employee risk. Lots of companies overlook or downplay this risk. Employment risk is about giving the right positions to the wrong people. Employees

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Why Do I Need Commercial Liability Insurance Even If I Have No On-Site Customers?

When choosing business insurance coverage, you should consider the nature of your business operations, says the Insurance Information Institute (III). For instance, if you’re a home-based accountant who works virtually with clients, you don’t have the same insurance needs as a business owner who runs a restaurant. Here are some things to consider when deciding whether your business needs commercial

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