Commercial Insurance


Management Liability Insurance: What You Need to Know

Management liability insurance is designed to protect the board of directors and other key personnel within an organization if they make a mistake that puts the company at risk. In most situations, members of management make great decisions that keep the company functioning at full speed. However, there are times when poor choices might result in third-party bodily injury or

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Understanding the Factors Which Affect Commercial Auto Insurance

Owning a business that has a fleet of commercial vehicles means making sure you have the right insurance in place. Several factors will affect the price you pay to insure your fleet. Understanding those factors will help you get a better rate and possibly improve your options when choosing a policy. The Number of Miles Driven The number of miles

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Why Do I Need Commercial Liability Insurance Even If I Have No On-Site Customers?

When choosing business insurance coverage, you should consider the nature of your business operations, says the Insurance Information Institute (III). For instance, if you’re a home-based accountant who works virtually with clients, you don’t have the same insurance needs as a business owner who runs a restaurant. Here are some things to consider when deciding whether your business needs commercial

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Understanding Commercial Liability Coverage

According to the Insurance Information Institute (III), commercial general liability insurance policies protect your business from financial losses resulting from personal and advertising injury claims as well as property damage caused by your business operations, your services, or your employees. These policies also cover injuries that happen on your business premises. Types of Commercial Liability Coverage General liability insurance coverage

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Commercial Property Insurance: Why Do You Need It?

Commercial property insurance policies protect your business’ physical assets from perils such as fire, theft, or other physical destruction. These policies cover the building and its contents like computers, furniture, equipment, inventory, important records, and documents, as well as external fixtures like outdoor signs and fencing. Commercial property insurance may also cover an increase in expenses and loss of income

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