Commercial Insurance
Why Do I Need Commercial Liability Insurance Even If I Have No On-Site Customers?
When choosing business insurance coverage, you should consider the nature of your business operations, says the Insurance Information Institute (III). For instance, if you’re a home-based accountant who works virtually with clients, you don’t have the same insurance needs as a business owner who runs a restaurant. Here are some things to consider when deciding whether your business needs commercial
Understanding Commercial Liability Coverage
According to the Insurance Information Institute (III), commercial general liability insurance policies protect your business from financial losses resulting from personal and advertising injury claims as well as property damage caused by your business operations, your services, or your employees. These policies also cover injuries that happen on your business premises. Types of Commercial Liability Coverage General liability insurance coverage
Commercial Property Insurance: Why Do You Need It?
Commercial property insurance policies protect your business’ physical assets from perils such as fire, theft, or other physical destruction. These policies cover the building and its contents like computers, furniture, equipment, inventory, important records, and documents, as well as external fixtures like outdoor signs and fencing. Commercial property insurance may also cover an increase in expenses and loss of income
Commercial Property Insurance: Coverage and Cost
As you focus on running your company, the risk of property damage or loss can lurk around every corner. Fortunately, you can protect your business with commercial property insurance coverage, which may come as part of a broader business insurance package. This type of insurance policy can ensure that covered hazards like fire, hail storms, vandalism, or theft don’t leave
5 Instances When You Need to Review Your Commercial Insurance
According to the U.S. Small Business Administration (SBA), every business needs to have good commercial insurance to protect it from business risks such as lawsuits, accidents, natural disasters, theft, and vandalism. Without commercial insurance, your business is vulnerable to financial distress. For example, theft and burglary, which affect at least one out of five small businesses each year, will cost
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