Getting a great deal on a second-hand car is an excellent thing that you don't want to miss out on. It is less expensive to buy a pre-owned car, and often people might be tempted to start driving after buying it. However, you must complete some things after buying a used car before you start enjoying your ride, which includes:
The car's title serves as a legal record of ownership, so include your name on the title, especially if you have bought the car from a private seller. Also, check the title document to ensure there are no liens listed, and if there are any, ask your seller whether they can provide legal statements from the lien holders and banks stating all outstanding loans on the car have been paid. The title transfer procedure varies for every state, so you can consult with your state's DMV to ensure how it is done in your state. If you have bought the car from a dealer, they will mostly do the necessary paperwork on your behalf.
Most states require car owners to carry insurance even before registering the car and getting a license. If you have bought the car from a dealer, they may help you get through these steps, and even sometimes, they will file the required paperwork. If you have bought a car from a private seller, you first contact the insurance company to buy the coverages required and get your insurance statement for proof.
You must visit your state DMV office for registering your car. While visiting the office, you must carry some essential documents, which may vary from state to state, but generally include:
Generally, it is good to get your car tested by a mechanic before purchasing. However, if you have missed it, do it at least now. Have a credible mechanic thoroughly inspect your car and do preventative maintenance to prevent frequent breakdowns while keeping your car in optimal condition.
We may not know how the used car was kept by its previous owner and may have some unknown service histories. Even well-maintained and reliable cars can also have unexpected breakdowns, so it is good to purchase a Vehicle Service Contract (VSC) from an insurance provider to stay covered against repairs and breakdowns. Like other coverages, the VSC also has some limitations and deductibles, so discuss with your provider for more details on such things.
Once you have completed these things after buying a used car, you can get behind the wheel without any hesitations or worries concerning its safety or legal formalities. Just, you will have a happy driving.
Looking for all-inclusive auto insurance coverage for your pre-owned car? Contact our insurance agents today at CF&P Insurance Brokers, and we will help you find the right policy for your needs.
