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Management Liability Insurance: What You Need to Know

Management liability insurance is designed to protect the board of directors and other key personnel within an organization if they make a mistake that puts the company at risk. In most situations, members of management make great decisions that keep the company functioning at full speed. However, ...

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Understanding the Basics of Home Insurance in California

If you own a home, you need to make sure you are protected if the unthinkable should ever happen. Home insurance protects you from financial loss if you are ever the victim of a burglary, fire, certain types of water damage, or accident that results in an injury to another person or damage to their ...

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A Quick Guide to Professional Liability Insurance in California

Also known as Errors and Omissions (E&O) Insurance, professional liability insurance covers your business against claims of negligence related to your professional services. This policy is ideal for businesses that provide professional services or offer advice/ consultations to their clients. ...

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Is It Possible to Pause My Car Insurance Policy?

As car insurance is a must-have for car owners, carrying auto insurance is not an unfamiliar phenomenon. However, paying for something month after month on a yearly basis with no particular end in sight can be financially draining, which is why some policyholders might seek to purchase insurance ...

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Is Negotiation of Car Insurance Rates Possible?

As much as car insurance industries try to stand out by making offers of lower price rates, car insurance rates are determined by your driving record, address of residence, and vehicle choices. This is why you can’t exactly negotiate with your car insurance provider for a lower price. However, ...

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Business Protection against Cybercrime: What You Need to Know

Most small business owners think they don’t need business protection against cybercrime or they can’t be targeted, but cybercrime isn’t restricted to a particular type or size of business. Stronger defenses against cybercrime are needed apart from the regular cybersecurity strategy along with ...

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What You Need to Do Before Buying Commercial Property Insurance

Shopping for a commercial property insurance policy can be complicated. You might purchase a policy and end up with shocking revelations when it’s time to file a claim. This is why it is important to have extensive knowledge of the coverage, exclusions, etc., when shopping for commercial property ...

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Declaration Pages: What Are They and Why Do You Need Them?

When you receive your insurance policy, the first thing you will notice is the Declarations Page. It is one of the most important pages of your policy because it contains everything you need to know in one place. Even if you can’t find the rest of your policy, your Declarations Page will be ...

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Essential Tips to Help Reduce Your Car Insurance Premiums

Searching for auto insurance can be stressful because there are multiple factors to consider. In addition to comprehensive and collision coverage, you have to weigh additional factors such as emergency roadside assistance. Adding extra coverage options can increase the amount of your premium. ...

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