What Liability Claims Require Umbrella Insurance Coverage?
Umbrella insurance coverage expands the liability protection (limits) provided by your primary liability policies. It doesn’t cover your property against damage, but protects you when you’re liable for causing property damage or personal injury to someone else. You can cover yourself against these liability claims/issues with umbrella insurance coverage: Legal Defense Costs If someone files a liability lawsuit against you,
What You Should Know About Management Liability Insurance
Operating a business comes with a lot of responsibilities. You must navigate various risks to protect your investment. Sometimes, accidents will happen. Having the right protection in place can prevent a disaster. Here’s how management liability insurance can help protect your business. If you operate a small business, even one lawsuit could lead to significant financial losses. This is where
Key Insurance Coverages Small Businesses Should Add to Their Insurance Policy
Starting a new business is an exciting time. You’re likely already making projections about the future of your business. However, there are important steps you should take to protect your business. Purchasing the right business insurance coverage is an important first step. Here is a look at some key insurance policies to focus on. Business Owner’s Policy A BOP is
Will My Homeowners’ Policy Cover a Tree Falling on My Home?
Your homeowners’ insurance can protect you from many different perils that you may not think of until an event occurs. When you think of storms, you probably are most concerned with wind, rain, and hail. Downed trees can pose a huge problem if you are unprepared. Your homeowners’ insurance may be more of a help than you realize in this
Five Tips to Claim Your Workers’ Compensation
Workers’ compensation is insurance that employers must carry to pay for accidents and illnesses that affect employees while on the job. However, filing a claim doesn’t automatically generate a check to pay for medical bills and lost wages. Here are five important workers’ compensation tips to know when you file a claim. Immediately Report an Injury to Your Supervisor For
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