Many drivers face challenges finding car insurance that aligns with their budget. There are multiple factors that impact car insurance premiums. If you have questions about your car insurance policy, expressing those concerns with your car insurance presentative is recommended. Here’s a look at key questions to ask while speaking with your car insurance representative. Should I Add More Coverage?
Most businesses that reach a significant market cannot afford to avoid liability insurance due to the high legal costs of litigation. Inevitably, the more digital a business becomes, the more odds increase of cybersecurity breaches leading to lawsuits from customers and investors. Cyber threats alone are creating an increasing need for cyber liability insurance. Here are key factors in managing
Umbrella insurance coverage expands the liability protection (limits) provided by your primary liability policies. It doesn’t cover your property against damage, but protects you when you’re liable for causing property damage or personal injury to someone else. You can cover yourself against these liability claims/issues with umbrella insurance coverage: Legal Defense Costs If someone files a liability lawsuit against you,
Operating a business comes with a lot of responsibilities. You must navigate various risks to protect your investment. Sometimes, accidents will happen. Having the right protection in place can prevent a disaster. Here’s how management liability insurance can help protect your business. If you operate a small business, even one lawsuit could lead to significant financial losses. This is where
Starting a new business is an exciting time. You’re likely already making projections about the future of your business. However, there are important steps you should take to protect your business. Purchasing the right business insurance coverage is an important first step. Here is a look at some key insurance policies to focus on. Business Owner’s Policy A BOP is