Professional Liability Insurance in California: An Overview

Without professional liability insurance in California, a business can be sued for any amount if it causes financial loss or injury to someone. Sometimes businesses are sued by other firms over contractual disagreements. The bigger your company, the more likely you’ll need professional liability insurance, aka errors and omissions (E&O) coverage. What Does Professional Liability Insurance Cover? Professional liability insurance

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Why Do I Need Commercial Liability Insurance Even If I Have No On-Site Customers?

When choosing business insurance coverage, you should consider the nature of your business operations, says the Insurance Information Institute (III). For instance, if you’re a home-based accountant who works virtually with clients, you don’t have the same insurance needs as a business owner who runs a restaurant. Here are some things to consider when deciding whether your business needs commercial

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