Commercial vehicles face larger exposure with more potential for costly damages, so coverage limits are usually much higher compared to personal auto insurance.
Commercial policies often cover several employees, and different driving records can raise the overall premium.
Heavy duty trucks, specialty vehicles, or older vehicles can be more expensive to insure due to increased repair and replacement costs.
Business vehicles are often used for deliveries, transporting goods, or other high exposure activities, which leads to higher insurance costs.
Frequent past claims or higher risk operations signal greater exposure to insurers, resulting in elevated premiums.
Protect your business vehicles with the right commercial auto insurance from CF&P Insurance. Call (925) 956-7700 to get customized coverage that handles higher risks, safeguards employees, reduces costly setbacks, and keeps operations secure.