Rodents can chew wires and cause major damage to your car, but many drivers don’t realize this type of damage may only be covered under comprehensive insurance.
Unlike liability or collision insurance, comprehensive coverage handles non-collision incidents, such as theft, weather damage, and rodent-related destruction.
If you park near wooded areas or leave your car unused for long periods, comprehensive coverage offers essential protection against rodent infestations and repair costs.
In case of rodent damage, take photos, contact your insurer, get a repair estimate, and submit your claim—but don’t forget your deductible applies.
To avoid claims, park in clean areas, use repellents like peppermint oil, and inspect your engine regularly for signs of chewing or nesting.
Keep your vehicle safe from rodent-related issues and your finances secure by selecting auto insurance that covers all types of unexpected damage. Contact CF&P Insurance Brokers or call at (925) 956-7700 for more info!