Standard policies typically exclude boiler breakdowns unless they're caused by a covered peril like fire or explosion.
Insurance may only cover your boiler if the damage results from specific events listed in your policy, such as storms or accidental fires—not wear and tear.
Without proper coverage, a boiler repair or replacement could cost thousands of dollars out-of-pocket.
Home warranties or equipment breakdown insurance can help cover repairs that homeowners insurance might not include.
Always read the fine print of your insurance policy and consider discussing upgrades or add-ons with a licensed agent to ensure full protection.
A boiler breakdown can be costly — make sure your homeowners insurance doesn’t leave you exposed. Speak with a specialist at CF&P Insurance Brokers to review your policy and explore coverage options that fit your home and budget.