If an employee gets injured at work, workers’ compensation insurance typically pays 100% of eligible medical expenses like hospital visits and treatment.
In most cases, injured workers don’t pay deductibles or co-pays. The insurer directly covers approved medical bills.
Coverage may include doctor consultations, emergency care, surgeries, prescriptions, rehab, and diagnostic tests like X-rays.
Only medically necessary and work-related treatments are covered. Claims must be properly documented and approved to avoid delays or denials.
Employers must carry workers’ comp insurance to ensure employees receive timely medical care and protect the business from legal risks.
Protect your business and employees with a workers’ comp policy review from CF&P Insurance. Ensure medical bills are covered. Call (925) 956-7700 now for details.