EMPLOYMENT PRACTICES LIABILITY VS. WORKERS' COMPENSATION

Understanding EPLI and Workers' Compensation

EPLI covers employment-related lawsuits like discrimination and wrongful termination, while Workers' Compensation provides benefits for job-related injuries or illnesses.

Why EPLI Matters for Businesses

EPLI protects businesses from costly legal claims, covering settlements, legal fees, and reputational damage caused by employment disputes.

Workers' Compensation: A Legal Requirement

Most businesses must carry Workers' Compensation to cover medical expenses, lost wages, and rehabilitation for injured employees, regardless of fault.

Key Differences Between EPLI and Workers' Comp

EPLI covers legal claims and non-physical damages, while Workers' Compensation handles medical costs and wage loss due to workplace injuries.

Balancing Costs and Coverage

EPLI premiums vary based on business size and risk, while Workers' Compensation costs are influenced by payroll, industry risk, and claims history.

Protect your business and employees with comprehensive Workers' Compensation coverage. Cover medical expenses, lost wages, and rehabilitation costs while staying compliant.

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