Some auto insurance policies include "loss of income" or "wage replacement" coverage, helping you recover lost wages due to accident-related injuries.
Not all policies cover lost wages by default. This coverage is often an optional add-on, so reviewing your policy details is essential.
Your claim may be denied if you lack lost wage coverage, have minor injuries that don't cause missed work, or if you're self-employed without specific coverage.
In at-fault states, the responsible driver's insurance typically pays for lost wages. In no-fault states, your own insurance may cover lost wages up to policy limits.
To claim lost wages, report the accident, gather medical and income-related documents, and file your claim with your insurance provider for review.
Explore auto insurance options that may help cover lost wages and provide financial support during your recovery. Contact us today to learn more and secure the coverage you need.