It provides coverage once your home or auto insurance limits are exhausted and helps protect your finances in large liability claims.
Uninsured motorist coverage helps when the at fault driver has no insurance while underinsured motorist coverage steps in when their policy is insufficient.
Although not always included you can request to add uninsured and underinsured motorist coverage to your umbrella policy for added protection.
Some umbrella policies also extend to cover legal fees and personal liability situations such as defamation or wrongful detention depending on the insurer.
If you have young drivers valuable assets or live in an area with many uninsured drivers this added layer of coverage offers strong financial protection.
Protect yourself beyond basic coverage. Ask about uninsured motorist umbrella coverage today and stay financially secure no matter who is on the road. Contact CF&P Insurance at (925) 956-7700.